Privacy Policy

Effective date: September 26, 2026

This Privacy Policy explains how StarPay ("StarPay", "we", "us", or "our") may collect, use, disclose, and protect information when you use the StarPay application, website, and related services (collectively, the "Services").

Important: This is a general privacy-policy template. Before publishing it, update it so it accurately describes the information StarPay actually collects, the services it uses, and the laws that apply to your organization.

1. Information We Collect

Depending on how you use the Services, we may collect:

Account information: such as your name, username, email address, and account credentials.
Profile information: information you choose to add to your StarPay profile.
Transaction and activity information: information about actions you take through the Services, including trading or payment activity where those features are available.
Device and technical information: such as IP address, browser type, operating system, device identifiers, language, and approximate location derived from IP address.
Usage information: pages, screens, features, and interactions with the Services.
Communications: information you provide when you contact support or otherwise communicate with us.

We may also receive information from service providers or other parties when this is necessary to provide, secure, or improve the Services and permitted by applicable law.

2. How We Use Information

We may use information to:

provide, operate, and maintain the Services;
create and manage accounts;
process transactions and provide requested features;
authenticate users and protect accounts;
detect, prevent, and investigate fraud, abuse, security incidents, and violations of our terms;
provide customer support;
understand usage and improve the Services;
send service-related notices and, where permitted, marketing communications;
comply with legal obligations and enforce our agreements; and
perform other purposes disclosed to you at the time information is collected.

3. How We Share Information

We may disclose information to:

Service providers that host, analyze, secure, or support the Services;
Payment, trading, identity-verification, or other providers when required to provide a feature you use;
Professional advisers, such as legal, accounting, or security advisers, where appropriate;
Authorities or other parties when required by law, legal process, or to protect rights, safety, and security; and
Successors to our business in connection with a merger, acquisition, financing, restructuring, or sale of assets.

We do not sell personal information for money unless our actual practices and applicable law permit it and we provide any disclosures or choices required by law.

4. Cookies and Similar Technologies

StarPay and its service providers may use cookies, local storage, pixels, or similar technologies to keep the Services functioning, remember preferences, understand usage, and improve security. The technologies we use depend on the features enabled in the Services.

5. Data Security

We use reasonable administrative, technical, and organizational measures designed to protect information. However, no internet transmission or electronic storage system can be guaranteed to be completely secure.

6. Data Retention

We retain information for as long as reasonably necessary for the purposes described in this Policy, including to provide the Services, maintain business and transaction records, resolve disputes, enforce agreements, and comply with legal obligations. Actual retention periods may vary depending on the type of information and applicable requirements.

7. Your Privacy Choices and Rights

Depending on where you live and the laws that apply, you may have rights concerning your personal information, such as requesting access, correction, deletion, portability, or restriction of certain processing, or objecting to certain uses.

To make a privacy request, contact us using the details below. We may need to verify your identity before completing certain requests. Some information may need to be retained where required or permitted by law.

8. Children's Privacy

The Services are not intended for children under the minimum age required by applicable law. We do not knowingly collect personal information from children in violation of applicable law. If you believe a child has provided personal information to us, contact us so we can review and take appropriate action.

9. International Data Transfers

Depending on where StarPay and its service providers operate, information may be processed in countries other than the country where you live. Where required, we use appropriate safeguards for international transfers.

10. Third-Party Services and Links

The Services may contain links to third-party websites or integrate third-party services. Their privacy practices are governed by their own policies. We encourage you to review those policies before providing information to third parties.

11. Changes to This Policy

We may update this Privacy Policy from time to time. When we make changes, we will update the effective date above and, where required, provide additional notice. Your continued use of the Services after an updated Policy becomes effective is subject to the updated Policy.

12. Contact Us

If you have questions or privacy requests, contact StarPay at:

Email: YOUR-PRIVACY-EMAIL@example.com
Company/Operator: YOUR LEGAL NAME OR BUSINESS NAME

Replace the placeholders above with your real privacy contact information before publishing.